"Towa Bank App" allows you to open an account / change address / apply for internet banking.eKYC allows you to complete the submission of identity verification documents on your smartphone. You can also use links to various contents.[Main functions]·account opening·Balance inquiry・Deposit/withdrawal details inquiry·address change・Internet banking application・Cash card reissue application·campaign·news・Links to various contents[User registration (initial registration)]・ When using the app, you will be required to register one main account.* Please note that multiple accounts cannot be registered.・You can only use accounts that have cash cards issued.[How to use the account opening/internet banking/address change application function]1. Start the app and select the function you want to use.2. Enter the required information according to the instructions.3. Check the contents of 2 and send the information.4. An application acceptance completion email with an eKYC link provided by LIQUID will be sent to the email address you entered. Please follow the steps from that link to submit your identity verification documents.5. After our bank completes the examination, we will send you a completion email regarding your application.* Cash cards and policyholder cards will be mailed separately by simple document registered mail (no forwarding required) approximately 1-2 weeks after the bank completes the procedures.*Passbooks will not be issued.*After receiving your application, we may refuse to open an account based on our comprehensive judgment.* The account to be opened will be an ordinary savings account without a passbook. In addition, it will be a simultaneous application for "Towa Bank Direct Service".